Nominal and real value
Avoiding a fall in a stated balance is different from preserving purchasing power. Inflation can erode real value even when a nominal amount appears stable.
Recognize the trade-offs
Reducing market exposure may increase inflation or reinvestment risk. Concentrating on one provider, currency or asset can introduce risks that are less visible than daily price movements.
Avoid absolute promises
No general strategy can eliminate every risk in every environment. Capital preservation is an objective to assess carefully, not a guarantee offered by this website.